Chapter 2: ACRO Training (Automated Credit Reporting Online)
IN THIS LESSON
These are credit file formats. A customer or connector would use these to code in a particular format.
System-to-system (STS)
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A limited credit report and optional data sources made available to customers that desire the alternate data but do not wish to receive the full Equifax Consumer Report Equifax customers now have a single entry point, channel, and system that quickly and easily delivers the depth and breadth of data they need.
Specifically, TotalView Limited Consumer Report provides:
A single point of entry for Equifax and non‐Equifax data
Access to more Equifax and non‐Equifax data
Better results with industry-specific data
Speedier integration of new data sources
Customization based on needs – code to as little or much as needed
Significant reduction in coding time
By helping our customers get the information they need – when and how they need it – Equifax is fulfilling our promise to deliver the best data, analytics, and technology continually to our customers.
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What is OneView?
The OneView report sets a new industry standard for delivering, displaying, and providing credit data insights.
This new ‘human-friendly’ report gives you the specific, detailed data you need in a format that is concise, customizable, and easy to understand.
Key Benefits
Innovative reporting and delivery options via API/system-to-system or Eport Cloud delivery
Easy-to-read graphic or text-only formats
Includes access to real-time income and employment information from The Work Number®
One complete view in one report that features data points across 15+ field options
A balance of depth and clarity that is virtually unmatched in the industry
Cloud-native technology that provides maximum uptime, easy accessibility, and an improved user experience.